The Senate Banking Committee passed the Digital Asset Market Clarity Act 15-9, and the National Cryptocurrency Association says the most durable effect may be the signal itself: Washington is now on record building a defined regulatory framework for digital assets. NCA VP Ali Tager framed it plainly — predictable oversight turns crypto from a novel risk into a normal financial tool, the same shift that made traditional banking feel routine.
The consumer base behind that thesis is already large. NCA's 2026 State of Crypto Holders Report, drawn from a Harris Poll of 10,000 US holders, counts 67 million American adults owning crypto — 12 million added in a single year — with 87% actively using it. Trust in crypto now edges out trust in traditional banking, 69% to 65%.
Regulatory clarity ranks fourth among trust-building signals at 39%, behind transparency from crypto companies (49%) and…
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